Writer Insurance, Reimagined

Liability insurance crafted exclusively for freelance writers. Get budget-friendly coverage, lightning fast – no hassle or hold music. Say hello to peace of mind.

Freely toggles on-and-off to suit your needs and save you money.

Get your quote

Approved by Freelancers Union
Until now, getting liability insurance as a freelance writer has been easier said than done. Recognizing an unmet need in the market, Freelancers Union is partnering with Dinghy and NSM to offer members coverage specifically tailored to their needs. Bonus: getting insurance here supports advocacy for freelancers at no additional cost to you.

Professional Liability Insurance Designed for Freelance Writers
Get professional liability coverage that is crafted exclusively for freelance writers – from copywriters and journalists, to authors and translators, and everyone in between. We offer insurance to 30 different writer occupations in 46 states.
Low-Cost, High-Coverage Policies
Get cover for alleged or actual Libel & Slander, Defamation, Copyright Infringement and Errors & Omissions claims – including an expert team of lawyers on yours side – for less than one dollar a day. That’s not to mention free Data Incident Response coverage and other no-cost add-ons.
Hassle-free Happiness
Buy online in less than 3 minutes. Get instant policy documents and submit a claim 24/7, all on the web. Get back to doing what makes you happy and relax, knowing you’re covered.

Say hello to low-cost, high-coverage policies.

Choose to pay annually or monthly, with no extra charge.

$100,000 Professional Liability
PLUS
$25,000 Data Incident Response Services

$10,000 Non-Party Investigation Services

$100,000 Contingent Bodily Injury & Property Damage

from only$24per month
Get a quote

$1,000,000 Professional Liability
PLUS
$25,000 Data Incident Response Services

$10,000 Non-Party Investigation Services

$100,000 Contingent Bodily Injury & Property Damage

from only$39per month
Get a quote

In troubled waters?
We’re there for you

You’ll never feel like a small freelancer in a big pond. You’ll get:

An expert team of lawyers on your side who specialize in Professional Liability claims

Online self-service tools, along with an experienced customer support team available via chat or email

Worldwide Professional Liability cover, meaning you are insured wherever work takes you

Here’s the scoop

Frequently Asked Questions

What is Professional Liability insurance?
Professional Liability is insurance designed for professionals whose mistakes could cause their clients a financial loss. We offer writer insurance which covers media liability, providing cover for alleged or actual Libel & Slander, Defamation, Copyright Infringement and Errors & Omissions claims should a client or third party sue you for damages.
How much does writer insurance cost?
The cost of writer insurance depends on your business activities. Some occupations are exposed to more risk, and potential claims, than others. Also your premium changes based on some of the methods you use to run your business. We offer writer insurance starting from $23 per month for $100,000 of professional liability insurance.
How do I make a claim?
With your insurance you receive access to your own Self Service area. In this online area you can report a claim anytime 24/7 by answering a few simple questions. Your claim notification is then sent straight to the experienced liability claims team who will contact you on your preferred phone number. No hold music, no having to wait for office hours to file a claim. Easy access, 24 hours a day, 7 days a week.
Can I speak with someone if I have a question?
We thought you’d never ask. Our team of insurance experts is available to help via chat and email, and if you would like to speak with someone live, we are more than happy to give you a call. Give us a shout in the chat box in the lower right corner of this page or drop us a line any time at hello@dinghy.us

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About Freelancers Union

Freelancers Union is the largest and fast-growing organization representing the 56.7 million independent workers across the country. We give our 500,000+ members a powerful voice through policy advocacy, benefits, and community.

Since its founding, Freelancers Union has fought for and won protections for freelance workers, including Unincorporated Business Tax reform, and has successfully advocated for new healthcare models. In 2016, Freelancers Union led a victorious campaign to enact first-of-its kind Freelance Isn’t Free legislation in New York.

Join Freelancers Union today for free.

About Dinghy and NSM

Dinghy is the world’s first insurance provider exclusively for freelancers.

Founded in 2017 in the United Kingdom with a mission to change the world of freelance insurance, Dinghy is now part of NSM Insurance Group, a global leader in specialty insurance programs. With NSM, we are revamping freelance insurance for writers across the US.

Professional liability insurance is available for 30 different writer occupations in 46 states – with policies carefully crafted to provide everything writers need, and nothing they don’t. We’re committed to making insurance simple and easy, and helping freelance writers say hello to peace of mind.

Let’s Do This
The only writer insurance you will ever need.