Dinghy is the world’s first insurance provider exclusively for freelancers. Founded in 2017 in the United Kingdom, Dinghy is now part of NSM Insurance Group, a global leader in specialty insurance programs headquartered right outside of Philadelphia. With NSM, we are expanding our proven model and revamping insurance for freelance writers across the US.

Media liability insurance is a specific type of professional liability insurance. It protects professional writers should subjects, publications, clients or another third party sue you for damages related to alleged or actual libel and slander, defamation, copyright infringement or errors and omissions.

We offer insurance to 30 different writer occupations – including authors, biographers, columnists, editors, historians, journalists, novelists, playwrights, poets, screenwriters and translators, among others – in 46 states. Take a spin through our quote journey to see if you qualify.

No. We don’t need to see your manuscript at any time. We trust that you uphold the integrity of your content and respect your ownership.

Filing a claim is easy. Simply sign in to your self-service area and complete a short claim form at your convenience. Your claim notice is sent straight to expert claims handlers, including lawyers who specialize in media liability claims. The team will contact you to advise and help you through the next steps.

We thought you’d never ask. Our team are available to talk on the phone between 6am and 6pm Pacific Standard Time. Please call 916-545-7680.

There are no cancellation fees if you want to cancel your policy before it expires. Zip. Zilch. Nada. If you are not happy for any reason, just sign in to your account and cancel your coverage.